rajesh@moneychq.in +91 90080 92112

WEALTH CREATION
1-TO-1 TRAINING
WITH TERM PLAN

Get ₹ 1 Crore Life Cover @ ₹ 17 Per Day! Take advantage of this first-of-its-kind LIVE 1 to 1 session where you will learn about Term Insurance plans that will protect your family and your loved ones from financial ruin.

EXCLUSIVELY FOR

Professionals like Engineers, Doctors etc. Self-Employed & Business Owners. Employees of Corporate and Private Sectors.

DISCOVER

Discover the term insurance plan that is ideal for you based on your long-term objectives as well as your present financial situation.

EXPLORE

Explore and find out the various additional benefits that come with the life term insurance plan you might choose.

LEARN & REAP

Learn how to use a term insurance plan to acquire and reap up to 200% coverage before the term plan expires.

Establish a financially secure lifestyle with a focus on creating sustainable wealth.

Reaching Your Goals.. LIVING FREE

Rajesh A

Wealth Planner

Rajesh help individuals enabling them to lead a prosperous, healthy, and gratifying life that serves the greater good. His expertise lies in imparting knowledge on Term Plans, Retirement Plans, Wealth Creation, and Health Insurance to individuals, families, as well as small and medium-sized enterprises. Additionally, Rajesh offer training on income generation secrets that can be applied by individuals without any prior work experience.

FREE APPOINTMENT

1-TO-1 TRAINING - REAL LIFE CHANGER

Loading

Happy Individuals

1-TO-1 Training

Testimonials

I wanted to do my investments in India. I was looking for someone approachable and also guide me well on the right investment options. I got introduced to Rajesh through a friend of mine, I'm extremely happy with his right recommendations & suggestions to invest my money after thoroughly analyzing my age, income, and the risks involved to attain my financial future goals.

Mr.Suresh

NRI

Rajesh used a financial tool through which he showed me the complete landscape of my Assets, Cashflow, and Networth, and how and where I need to invest my money to meet one of my very important goals after 18 years. Before going with Rajesh's recommendations, I took another opinion from another financial expert where he too suggested the same what Rajesh advised me. Rajesh's approach is very professional and now most of my relatives have become a client of Rajesh, that is mainly due to his selfless Client First Approach.

Mr. Venkatesh V

VP of a leading Software Company

I wanted to invest in my daughter's education. I always believe that educating our children is one of the most important responsibilities of parents. Rajesh gave me the best option where I could invest my money on a monthly mode and get Guaranteed Returns when my daughter is ready to join her college.

Mrs. Kavitha Manoj

Director ASW Logistics

Frequently Asked Questions

A life insurance policy known as Term Insurance Plan offers coverage for a specified duration, which is typically 10, 20, or 30 years and a maximum of 99 years of age for the policyholder. The policyholder can choose the premium payment period from as low as 5 years to 50 years (depending on their age at the time of inception.

A life insurance policy referred to as Term Insurance Plan offers coverage for a predetermined period or term. In case the policyholder passes away within the policy's duration, the death benefit is usually paid to the beneficiaries. If the policyholder survives the entire tenure, they will receive their total premium paid amount (ROP opted during inception). Additionally, the policy may include benefits such as the waiver of premium on a critical illness diagnosis, total and permanent disability & accidental death coverage. A customer can also avail of tax benefits under sec 80C.

The Term Insurance Plan offers several supplementary benefits, including life coverage ranging from Rs 50 lacs to a maximum of Rs 100Cr with the assurance of protection. Other benefits of the plan include the choice to obtain additional coverage for one's spouse even without income proof, the option to receive death benefits in installments, in a lump sum, or a combination of both is possible.

If a customer opts for MWP Act 1874, then the money receivable from this term plan cannot be stopped for any debts owned by the policyholder, even in the court of law, the money paid to the family members from the proceedings of the Term Plan cannot be attached to any of liabilities of the customer to banks or any other financial institutions. If the policyholder leaves behind any outstanding loans and debts, creditors cannot claim for settlement on the term policies that are protected under MWP Act.

Without interfering with Women's Property Rights, a married man, a widower, a divorcee, or a married woman can opt for insurance under MWP Act. A married woman can ensure the security of her children by opting for insurance under MWPA. Following are the types of people who should opt for the MWP Act in
  • Business owners with accumulated debts
  • Salaried individuals with outstanding loans
  • Policyholders with unstable or regular income